1. No Investment, Financial, or Professional Advice

All information presented through the Services, including but not limited to Bitcoin mining calculators, profitability estimates, financial modeling outputs, projections, market commentary, and general educational content, is provided solely for informational purposes.

Nothing contained on this website shall be construed as:

• Investment advice;
• An offer or solicitation to buy, sell, or otherwise transact in any cryptocurrency, security, commodity, or financial instrument;
• A recommendation regarding any mining equipment, hosting facility, investment strategy, or financial product;
• Legal, tax, accounting, engineering, or other professional advice.

Users should obtain independent advice from appropriately licensed professionals prior to making any financial, legal, or technical decisions relating to digital assets or mining operations.

2. Digital Asset and Mining Risk Disclosure

Digital assets, blockchain systems, and cryptocurrency-mining activities involve substantial risks, including but not limited to:

• High price volatility and market illiquidity;
• Regulatory actions or changes in applicable laws;
• Mining difficulty adjustments and protocol changes;
• Hardware malfunction, degradation, downtime, or obsolescence;
• Variations in electricity costs and operational expenses;
• Cybersecurity incidents, including hacking, malware, and loss of private keys;
• Counterparty risk associated with mining pools, hardware vendors, and service providers.

Past performance, mining yields, or model outputs are not indicative of future results. Users engage with these markets at their sole risk.

3. Limitations of Mining Calculators and Financial Models

Mining calculators, ROI projections, breakeven analyses, and all other financial or technical models accessible through the Services are illustrative in nature and rely on user-supplied inputs and/or publicly available data.

Such outputs are inherently speculative and may not include all variables relevant to actual mining performance.

Actual results may differ materially due to factors including, without limitation:

• Network difficulty increases;
• Hashrate volatility;
• Power-cost fluctuations;
• Unplanned equipment downtime;
• Capital expenditure variances;
• Cooling, hosting, and maintenance costs;
• Mining pool fee changes;
• Blockchain protocol developments.

Patrimonio makes no representation or warranty regarding the accuracy, completeness, reliability, or applicability of any calculator or model output.

4. No Custody, Asset Management, or Mining Execution

Unless expressly stated in writing in a separate agreement executed by both parties, Patrimonio does not:

• Hold, safeguard, or manage customer cryptocurrency or fiat funds;
• Operate mining hardware or facilities on behalf of users;
• Provide hosted mining services;
• Provide brokerage, clearing, or execution services;
• Offer financial products, pooled investment vehicles, or managed accounts.

The Company operates solely as a provider of digital tools, analytics, and informational resources.

5. Forward-Looking Statements

Certain portions of the Services may contain forward-looking statements, including anticipated profitability, performance estimates, infrastructure expansion assumptions, or market outlooks. Such statements are inherently uncertain and subject to numerous risks and variables beyond Patrimonio's control.

Patrimonio assumes no obligation to update any forward-looking statement to reflect subsequent events or circumstances.

6. Regulatory and Jurisdictional Matters

Digital assets and mining operations may be subject to complex and evolving regulatory frameworks across multiple jurisdictions.

Users are solely responsible for determining the applicability of, and compliance with, all legal and regulatory obligations, including but not limited to:

• Securities and commodities laws;
• Tax reporting and withholding requirements;
• Anti-money-laundering (AML) and know-your-customer (KYC) obligations;
• Energy, environmental, zoning, and data-center regulations;
• Import/export restrictions relating to mining hardware;
• Electronic payment and monetary-transmission rules.

Nothing in the Services constitutes an assurance that any activity is lawful in any specific jurisdiction.

7. No Representations or Warranties

The Services and all associated content are provided on an "as is" and "as available" basis without any warranty of any kind, whether express or implied, including, without limitation:

• Accuracy or completeness;
• Merchantability;
• Fitness for a particular purpose;
• Non-infringement;
• Reliability or availability.

Patrimonio expressly disclaims all warranties to the fullest extent permitted by applicable law.

8. Limitation of Liability

To the maximum extent permitted by law, Patrimonio Merchant Trust & Co., its affiliates, officers, members, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or relating to:

• Use of or reliance upon the Services;
• Any inaccuracy or incompleteness in data, models, or projections;
• Loss of cryptocurrency, hardware, profits, or business opportunities;
• Operational failures, delays, or downtime;
• Cybersecurity incidents or unauthorized access;
• Any decisions made or actions taken based on content provided.

Your sole remedy for dissatisfaction with the Services is to discontinue use of the website.

9. User Responsibility

By using this website, the user acknowledges and agrees that:

• All decisions related to mining, digital assets, or financial exposure are taken independently;
• Patrimonio is not responsible for verifying the accuracy of user-provided inputs;
• Users bear sole responsibility for the outcomes of their activities;
• Use of the Services constitutes acceptance of all terms in this Disclosure.